4 Herbal Medicinal Plants For Powerful Stomach Acid

Stomach acid is a disease commonly known as ulcer, this disease occurs due to excess stomach acid that causes some symptoms. Usually, people affected by stomach acid will feel nausea, heartburn, bloating, excess gas and feel uncomfortable after eating.

If you experience any of these symptoms, you should check with your doctor or prevent it in some way that we will share. There are 4 herbal medicine plants that can reduce stomach acid, just check herbal for the following stomach acid:

1. Cucumber
Cucumber is a fruit rich in benefits, one of which is a potent herbal acid herbal medicine. How to use it is also very easy, you just need to pick a fresh cucumber, then sliced ​​lengthwise with 1 cm thick and eat 2 cucumber slices every 2 hours.

2. Turmeric
Turmeric turned out to cure stomach acid and since 1953 turmeric has also been believed to heal wounds. How to use it very easy, you just need to prepare 2 turmerics the size of a finger, then clean the turmeric, and scar until smooth.
Add boiled water and wring it with a clean cloth, then let it settle and grab the water, drinking 2x a day, ie before breakfast and night before bed. Eat these herbal remedies for this stomach acid regularly for maximum results.

3. Green Beans
Green beans were also able to treat heartburn because it can thicken the stomach layer so that stomach acid does not develop. In addition, green beans are also able to neutralize levels of stomach acid is excessive so that does not happen stomach acid.

How to use it is very easy, you just need to consume the green bean porridge without additional coconut milk. Then try not too long while cooking, and eat the porridge regularly every morning and afternoon for maximum results.

4. Kencur
Kencur is also able to eliminate gastric acid disease, the way by taking approximately 1 finger rhizomes. Then wash and peel the skin, chew kencur with additional salt as needed, after that drink warm water. Do it as much as 3x a day on a regular basis so that your stomach acid can heal in total.

Those are some herbal remedies for stomach acid that you need to know so that you do not have to go to a doctor any stomach acid attack. Hopefully, this information from www.resepherbal.xyz can help you thank you.

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About Sharia Insurance and Fiqh Islam

The source of shari'ah is the Qur'an and As-Sunnah. The scholars then interpret the shariah that comes from the Qur'an and As-Sunnah is in a Fiqh. Fiqh in the sense of meaningful language to know and understand, and according to the term means a science that explains all the sharia law that comes from the Qur'an and As-Sunnah Prophet Muhammad SAW interpreted through in-depth research.

Fiqh is divided into two, namely fiqih about interpretation related to human relationship with Allah which is called fiqih ibadah, and Fiqih about interpretation relating to human relation with human, which is called fiqih muamalah.

In terms of the provisions concerning worship, everything has been arranged by Allah SWT and Prophet Muhammad SAW because basically all types of worship are not allowed unless there are orders and provisions against him. Example: Prayer required for Muslims to do it is 5 time in a day, that is at the time of Fajr, Dzhuhur, Ashar, Maghrib, and Isha '. Muslims can not add the obligatory prayer time to 6 or 7 times a day because the stipulations on the obligatory prayer times are arranged and determined according to the Qur'an and Sunnah, ie 5 times a day. Likewise with the provisions of zakat, fasting, pilgrimage, and other worship. Everything has been set and determined the type, manner, and time of implementation.

Whereas in terms of regulations or provisions on muamalah, everything its original law is allowed to do unless there has been a ban. Example: Allah Almighty allows people to trade but forbids people from doing Riba 'or lending money. Sharia insurance is included in the category relating to the provisions on muamalah.

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How to Manage Young Family Finance

The baby is still the desire of majority married couples. The presence of the child, in fact, is considered a marker of the perfection of a household. Unfortunately, young families often forget that the presence of children means more financial responsibility to be prepared, from the fulfillment of primary needs to future educational needs.

If young families do not have financial awareness, it is not impossible precisely the needs of children become neglected. You certainly do not want this to happen to the baby is not it? Therefore, when the first child begins to attend a young family, they must view the balance sheet.

Financial planners from Taatadana Consulting Felicia Imansyah say, the beginning of marriage is an important period of development of the foundation of family finances for the future. Because, the longer the family needs will be more complex with the increase of children, age, and the necessities of life. "Therefore, young families should be frugal and careful since the beginning of the family," said the woman who is usually called Lici.

Financial planner from Fin-Ally Financial Planning and Consulting Pandji Harsanto corrects the bad habits that young families make when they get their first child, which is buying the need for the baby excessively. Call it, buy clothes and baby supplies to accumulate. In fact, the growth period is quite rapid at the age of under five years (toddlers) causing clothing will not be used in a long time.

Suggestion Banner, should the family buy baby needs just enough. "If you can loan stroller from brother for example, no need to be ashamed to wear it. Or, can rent just baby equipment, "said Pandji. The mistake made by the young family is common because it is so happy to get a baby.

Important posts
Instead of wasting money for temporary purposes, financial planners advise families to immediately equip outposts related to the child's interests. Well, here are some posts that should be immediately allocated:

Added emergency funds
Before widening the wings by purchasing protection or investing, families are required to have emergency funds. This emergency fund is intended for cash reserves if at any time the source of income is disrupted.

Financial planners say when young families have no children, emergency funds can be reserved three to six times the total monthly spending. So, such as monthly expenditure of Rp 7 million, the emergency fund must be collected Rp 21 million - Rp 42 million.

However, when the baby begins to supplement your family's life, the emergency fund must be injected into six to nine more times. Still with the same example, the monthly expenditure of Rp 7 million, then the emergency fund to be met is Rp 42 million - Rp 63 million.

Banners understand the fulfillment of an emergency fund of nine times will not be easy for all young families. His solution, at the beginning can be collected 30% of the nine times the emergency fund first. Or, if he continues his example over, the emergency fund must be met at the beginning of Rp 18.9 million.

Well, while walking, young families can meet the recommended portion. With a 30% capital of emergency funds already met, young families can step on the next post, which is buying life insurance.

Note Lici, the emergency fund should be liquid aka easy to disburse. Therefore, he suggested the funds placed in savings, deposits, precious metals, or money market mutual funds.

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Purchase Life Insurance

Purchase life insurance
When starting to have children, the family should buy life insurance. This life insurance aims to protect the financial risks of the breadwinner in the family. In the hope that if something happens to the breadwinner that causes the source of income to stall, there is insurance that can replace the function.

Insurance money can be used to meet the life needs of the child to adulthood. Suggestion Lici, families should calculate the true projection needs of children to adulthood. The amount of sum assured money (UP) is expected will affect how much the premium should be allocated. Therefore, these small premiums will certainly erode the family's monthly income.

If the condition of husband and wife work, whether each need to buy life insurance? Financial planners from Fahima Advisory Fauziah Arsiyanti say, depends on the function of each salary. When the salary of husband and wife become the main source of fulfillment of family needs, each must buy life insurance. Conversely, if one salary does not sustain significant family income, the payroll owner does not need to buy life insurance.

Pandji added, even could have, both husband and wife, did not buy life insurance. With note, "During the turn of the economy wheel, there is a passive income from ownership of assets that amount far greater than the monthly salary," explained Pandji.

In addition to life insurance, other insurance that must be added is a health insurance for the baby. The average insurance company requires a minimum age of health insurance membership is 30 days. Preferably, from that age the child is purchased health insurance. Advice financial planners, families can buy health insurance collection. That way, the premiums paid can be more mini.

Educational investment
Not just the needs of food clothing or children who siphon large funds, but also education. Financial planners suggest, since the child is present in your life, should be immediately drawn up funds for education. Lici said, education investment can be divided based on education level, for example the level of play group, kindergarten, elementary, junior high, high school, and college.

Selection of investment basket can be adjusted with the education level. The farther the level of education that will dituju course of investment basket options can be more aggressive in hopes of getting greater returns. Choice of investment products, such as short-term precious metals, medium-term mixed mutual funds, and stock mutual funds for long-term investments.

If young families have difficulties meeting all educational investment levels at once, families can make payments from the longest educational investment post. For example, from investing for education in college then sustainable to the nearest education level. "Because investment funds in the furthest education level is the smallest," said Pandji.

Tighten the belt
The addition of the three expenditure items that must be reserved will certainly swell the family expenditure. If your source of income remains, that means there must be a strategy to be done. With the aim, all the posts are met but the basic needs are undisturbed.

Pandji offers three solutions. First, reduce spending. For example, when you have no children, you and your partner have a hobby dinner at a restaurant or recreation, this habit can be reduced. Reload the expenditure, such as the use of postpaid phone or entertainment needs, such as pay-TV subscription.

Second, lower the consumption class. Put the word, you and your partner everywhere almost always drive a car, but have a motorcycle as well. Well, what's wrong with changing the habit with more frequent riding a motorcycle?

Third, eliminating the need. If the previous two methods do not work well also reduce expenditure, it seems you and your partner must be willing to eliminate some needs. For example, your original hobby of collecting something that drain money, now, it can be eliminated. This decision certainly requires sincerity. Like the saying, raft upstream, swim to the edge. Concerned first, prosper then.

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Why Husband Needs Life Insurance

hearing the sentence above seems like this real story needs to be read by the wives

Around the beginning of this year 2012, I occupy a new home in a fairly nice and comfortable housing cluster. Well, at that time happened to my neighbor there is a couple husband and 3 of his new heart will also occupy his new house, but a few weeks later it turns out the new house is not live but directly renovated by my beloved husband, When I met the father, that this house he bought for his beloved wife second home after the first house and all on behalf of the wife he said so he immediately major renovation at once to live in their old age.

The father is about 45 years old and the mother is also not far apart, about one month walk home renovation 2 floors finished and I met this Mr. back while chatting and wondering how many packs for this renovation? one hundred and fifty million Dik, answer the father.

Then after chatting about many things and including me ask this Bapak whether already have a life insurance policy pack? if you have not at least have to have a pack, at the end of this conversation asked for permission to go home because of complaining swollen gums pain and slightly make it a fever.

One week later I heard my neighbor's father was hospitalized and treated there, for several months and moved to another hospital but the pain in his neck and swollen gums did not heal as well. Until finally in the known disease of this father, was already in the verdict by a doctor suffering from stage 4 cancer in the neck and finally decided to transfer to Dharmais Cancer Hospital, lapse of one week running the Father had been on the call of the POWER.

Long story short after all the funeral is done 1 month later I stop by where the mother who look so still sad in living beloved husband that so Suddenly, this Mom told long story about the burden of her life now. In addition to sad in the stay of the father, he also inevitably, have to bear the burden itself all the needs of his children , which he complained again cash funds have been mostly used for home renovation, while the mortgage is still running because this house in the bank on behalf the mother is not you. The Mother looks very confused what to do, until the end of the conversation the mother asked for help to sell her new home if someone is interested.

From this story I personally take the important lesson, that financial planning is very necessary to live this life. And life insurance is also one tool to protect our assets. If we pull back this story at that time the father when offered take life insurance with sufficient Sum Assured about the Mother Will confusion like now is not?

That is the function of life insurance, insurance is not useful when nothing happens but like a gold umbrella for the mother if we refer to the events above.

Congratulations to choose life insurance for beloved husband, tell this beloved husband to our children someday my husband

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Prepare 3 Family Financial Solutions

You may often hear the story of a family losing the head of his family at a young age, leaving behind his wife and young children. The question that generally arises is, how their lives after the head of the family?

Financial planners, Freddy Pieloor, CFP says many families are experiencing a decline in the quality of life especially in economic terms, because the breadwinner is gone.

Not only that, there are also husband and father who leave his wife and children, to marry a younger and sexier woman. So, how the survival of his first wife and children? Many men can not afford and "let" wives and children from their first family in need.

There was another story about the head of the family after work, and on the way home, he had an accident. She suffered bodily injury, and required herself to be in a wheelchair forever. He no longer has the ability to earn a living for his family. How is the life of his wife and children who are small and costly?

Freddy explained, these three life scenarios provide the discourse and the possibility of life experience that must be experienced by some families of Indonesia. Therefore, before the economic hardship of the family strikes, it is best to prepare some of the following solutions:

1. The family has a pure life insurance, as a stock relic, when the head of the family or breadwinner dies.
2. Wives also have the ability to generate income, and can be used as a family financial reserve or as a pillar of the family's economy helps the husband.
3. Families have personal accident insurance and permanent disability, so that life's sustainability does not waver.

A household should have peace and sufficiency. For that, preparing is included in terms of financial importance is done so that families can face any life scenarios that could happen, anytime.

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Insurance Education is one way of investing to prepare children's education

Insurance Education is one way of investing to prepare children's education fund later

The definition of insurance is to provide protection or protection functions. In insurance education is usually the parent is the owner of insurance. The parents, mom or dad will pay some money as a premium within a certain time. Usually the amount of premium and time will disepakai appropriate products offered by the insurance company.

Educational insurance is recommended to prepare a financial plan to prepare children's school funds for the medium to long term.

The concept of education insurance is actually not much different from the savings plan. Insurance owners will get funds to enter the school every time the child enters a new level of education, in elementary school, junior high school, high school up to university.

Another advantage of following the education insurance is that when the insurance owner (parents) dies, the education fund will still be given to the child who becomes the insured. Some products even offer life insurance benefits as well, if a parent dies, not only the cost of the child's education paid, but there is an additional claim fund for the abandoned child.

Many insurance products to make children's financial education plan easier. Prudential Insurance, Manulife Insurance, Commonwealth, Axa Mandiri, Sinar Mas is an insurance company offering this type of product. Which one is the best? The choice is in yourself. To choose the best insurance products need knowledge and more foresight

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6 Basic Principles in Insurance

In insured, there are things that must be considered for the implementation of insurance becomes more smoothly.

What are they? Here are 6 things to note:

1. Protected by law
The right to insure between the insured (the recipient of the insurance) and the insurer (insurance company) is recognized by law.

2. Honesty of both parties
Honesty is an absolute thing in a covenant. This honesty is concerned with the implementation of insurance in the future. For the insured must provide a clear and honest information about the object to be insured. For example when taking health insurance, then given the data what are the illnesses suffered and what are the diseases that can be borne. Likewise with insurance losses. If providing complete data, then the insurance company will be more flexible in managing its customers. So when there is a claim, then the claim will be immediately liquid.

3. The obligation to pay a premium
As already said, no premium no insurance, then there is no insurance premium. Here the insured party must pay the premium. On the insurer will provide compensation fund, especially if the loss occurs to the insured.

4. Beware of losses
The insurer of course has given any loss for the insured to be borne. Insurance companies will also reveal clearly.

5. Claim
If there is a loss, then the insurance company will check whether the loss is in accordance with the initial agreement. If appropriate, the claim will be disbursed and paid accordingly. Here there is a transfer of rights between the insured to the insurer.

6. Contribution
The insurer has the right to invite other insurers to bear together. However, this obligation to compensate the insured does not have to be the same.

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Tips on Choosing an Insurance Agent

Here I will share how to choose Life Insurance Agent, because choosing a good insurance agent is very important. A good insurance agent will help you get the right insurance solution and make your insurance experience fun. Remember that your relationship with your insurance company is long-term, even beyond your lifetime. An insurance agent is an intermediary who represents you in the presence of an insurance company and represents the insurance company in your presence.

Here are three tips for choosing a good life insurance agent:

1. Choose an agent with integrity
The integrity of an insurance agent is more important than anything else. Many features in insurance policies are quite complex and not all of them are equally important. Some agencies recommend certain products for no other reason than wanting to earn higher commissions. Not a few insurance agents are "hit and run", only good when selling but not so concerned with after-sales service.

Find someone who will act as your partner, provide additional information, propose alternatives, and not force you to buy products. If you get too much pressure to quickly buy, switch to someone else.

One of the best ways to get a good agent is to ask for referrals from friends, family members, colleagues or other professionals you've worked with (tax consultants, bankers, notaries, etc.). When the insurance agent comes to you, ask for references to the customers he has served. You can check the agent's track record from his clients.

2. Choose a professional agent
You need to make sure that the agent you choose has the expertise to meet your needs:

• Check the agent license . Life insurance agents must have a license from AAJI (Association of Indonesian Life Insurance) to be able to sell insurance products. Agents that sell unit-link insurance products must have additional special licenses. To obtain these licenses, an agent must pass a number of competency exams in his field. Unlicensed agents may convey inaccurate or misleading product information to their customers.
• Know the agent specialization . Some insurance agents specialize in traditional life insurance, while others may be more in the field of unit-link life insurance , group insurance or health insurance.
• Know the qualifications of the agent . Professional degrees such as Chartered Life Underwriter (CLU), Chartered Financial Consultant (CFF), Certified Financial Planner (CFP) and Life Underwriter Training Council Fellow (LUTCF) indicate that the agent has completed advanced training, passing a rigorous and serious exam with his professional development . An agent who is a member of the Million Dollar Round Table (MDRT) means to have entered the elite line of top agents. They must have had a long list of customers, long experience and following strict profession codes of ethics. 

3. Choose from multiple agents.
If necessary, see directly at least two insurance agents in order to make comparisons in terms of qualifications and the character of the agent and the suitability of the products offered. Nothing can replace direct contact in judging a person. A good agent will be diligent in listening and asking questions about your situation and helping to develop appropriate insurance solutions for your specific needs. If you are uncomfortable with your agent after face to face, or you are not sure he provides the service you want, look for another agent.

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How Much Does Life Insurance Have

Why not buy life insurance, waste money alone who received the results are not we ?, Well that first comment out when someone brothers offer me to buy life insurance.

In the past, when I worked with a well-established and good position in a big company, it did not hurt my desire to think about putting aside some money to buy insurance. Because then all the facilities I get from companies, official houses, private vehicles, private drivers and health facilities of course.

But everything changed in "seconds" when I was last seen no longer as an employee of the company.
When I stepped out of my former office page, all I had was two sheets of paper. The "first" is a working reference certificate and the "second" is a company's thank you for our service that has served so many years in the company then the company gave an introduction so that I can disburse jamsostek on my behalf.

Huh, with a long sigh, "I'm new" .... I repeat "I am new" realized then that in my old age I will only have this jamsostek letter and the remaining little money in my account savings .. ..

Yes, God how can I enjoy my old age .... will depend on my children someday, while our child may not be able to independently financially ....

What do you think ?

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Where Should I Store an Insurance Policy?

Insurance is a protection for the people we love. If the insured in the insurance policy suffered an accident or died, then heirs get the benefits that have been arranged in the insurance policy. To withdraw the benefits, one of the requirements requested by the insurance company is to include the original insurance policy as well as other complementary documents. Without the original policy, it is really difficult for the heirs to get the benefits.

The problem is, sometimes the heirs, like wives and children, do not know if their father has a very useful insurance policy. The father or the main breadwinner sometimes forgets to tell that he has been covered by insurance.

Openness becomes the key. "My husband and I have 11 insurance policies My husband knows about my policy and I know about my husband's policy Since my children are small I tell the mother about this policy as well I show them where the policy is kept and to who he should relate if anything happens to me or my husband, "said Choliliah (38).

It is clear that the insurance policy is an important document. However, should the insurance policy be put in a safe deposit box in the bank like any other letter? Apparently not. Famous financial planner Aidil Akbar Madjid once said, do not ever keep a policy in the SDB. The reason, when the heirs want to open the SDB must go through a long procedure.

"We recommend that insurance policies be united and collected in one easy-to-reach place," Akbar said. He tells his polis in a bag in his office. If anything happens, the bag containing the important documents is a priority that must be saved.

Notify family or heirs, where insurance policies and contacts should be contacted.

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Know the Types of Traditional Life Insurance

Know the types of insurance . in Indonesia, this type of insurance is divided into two major types, traditional insurance and non- traditional insurance . Traditional insurance is divided into three types. Termlife insurance , whole life , and endowment .

Termlife insurance (futures)
Term insurance only provides protection within a certain period of time only. The protection could be as short as a plane ride from Jakarta to Semarang for less than two hours or for 20 years. Characteristically, there is a time limit of insurance protection. In addition, if there is no risk, insurance money is not refunded or burned.

This type of insurance has the cheapest premium among other insurance. Insurance money can be large, reaching billions with a premium that is not too drain the contents of the bag. Term life insurance does not have a cash value. If at the end of the insurance contract the insured is still healthy walafiat, the contract expires and no money given to the insured.

Many people do not like this product because no money is returned when the contract expires and the customer is healthy. Strange indeed, there are people who are not grateful for being blessed with health and long life. Actually this type of term life insurance can be analogous to hiring a security guard for one night to keep the house with plentiful possessions. If there was no turning on that night, would we be able to withdraw the guard's salary the following morning? Should not we be grateful because our house is safe?

Because of the large sum assured, to buy this type of insurance premium is not too easy. Most insurance companies that sell this type of insurance require customers to undergo a medical examination first before buying a policy with a say of Rp 2 billion.

If not pass the examination, customers are not allowed to buy this type of insurance. Or maybe the sum insured is lowered to smaller.

Whole life insurance
This insurance contains savings value. The protection period was longer, up to 99 years. This insurance is referred to as a refinement of term life insurance that has no cash value. You certainly remember that if there is no risk of death, in the end of futures contract the customer does not get anything?

Well, to satisfy customers who complain about term insurance, on whole life insurance , when the contract expires and the insured is still healthy walafiat, there is a cash value given. The risk is that the premium paid is more expensive because the risk of claims is certain. Rarely have a healthy person until the age of 99 years right? In Indonesia, the life expectancy of men is 65 years and women are 70 years old.

The cash value of the whole life policy can be used as loan collateral and there is a dividend bonus from the company for the whole life policy holder . In addition, if you can not pay the premium, the policyholder can collect funds from this cash value. This feature is not available on term life insurance.

The next question, how much money will I get when the insurance period ends? Usually insurance agents provide illustrations at the age of a few tens of years will be out of fund of a few hundred million. Again, do not be dazzled by the illustrations that show millions of figures. That number looks great at the moment, while inflation continues to erode the value of money and in time, a few decades from now, the amount of funding is not really that big.

The reason, the fund was only developed with a yield of only 4 percent per year. Much lower than the interest rate on the market. Yields of that size are still not deducted by fees and taxes.

On the other hand, real inflation rate reached 12 percent. So the whole life insurance cash value will be eroded inflation and the value is not as big as when illustration is presented to the prospective customer. Could be, when the policy matures, this cash value becomes very small.

The premium cost to be paid for coverage of Rp 1 billion for example, will be much greater when compared with the premium cost to be paid if you buy term insurance. How the difference, can be seen in the article on the calculation of insurance premiums.

Endowment insurance (dual purpose)

This type is like term insurance as well as savings.

This product is very popular before the product unit link appears. The forms of endowment insurance vary. In addition to having a cash value, there are also funds issued in futures before the insurance contract expires. These funds come out periodically for example once every 3 or 5 years. For example, such as educational insurance funds when the child is 5 years old for the kindergarten entrance fee, 7 years for the entrance fee of elementary school and so on.

Unfortunately, this endowment insurance premium is much more expensive than the term insurance premium and whole life .

Later, this type of endowment insurance property faded along with the emergence of unitlink products . In addition, because royal give a bonus, endowment insurance costs actually incriminating the insurance company.

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Facts About Life Insurance

Here are some facts about the importance of protection against you and your family.

Every 1,000 Indonesians, 8 of them are affected by stroke. Stroke is the leading cause of death at all ages, with a proportion of 15.4 percent. Every 7 people who died in Indonesia, 1 of them due to stroke. ( Ministry of Health of the Republic of Indonesia, 2011 ).

Death from non-communicable diseases increased to 59.5 percent in 2007, from 41.7 percent in 1995. ( Health Minister Endang Rahayu Sedyaningsih, 2011 ).

10 causes of death in Indonesia according to World Health Organization (2002) survey are coronary heart disease, tuberculosis, vascular disorders, respiratory diseases, newborn disease, lung disease, traffic accidents, diabetes mellitus, high blood pressure, diarrhea.

Healthcare costs in Indonesia have increased by 10 to 14 percent in the last three years (T owers Watson 2011 Global Medical Trends ).

The average family income set aside to save only 18 percent, while for insurance only 10 percent. In fact, the cost of treatment each year continues to increase. ( AIA Financial protection gap survey in collaboration with MarkPlus Insight, 2011 ).

The gap of death protection in Indonesia increased by an average of 11 percent per year ( Swiss Re Mortality Protection Gap: Asia-Pacific 2011 ).

The number of insurance policyholders in Indonesia to date reaches 63 million. Consisting of 10 million individual policy holders and 53 million joint policyholders. (Association of Indonesian Life Insurance (AAJI) 2012).

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The Myths About Life Insurance

Having the current insurance is already a necessity. There are some myths about life insurance that you should know to be wiser before deciding to buy.

1. Young people do not need life insurance
No one knows how old we will stop. Although still young, we can not be sure whether there is no loss that occurred when died. It may be that when young or single we leave credit card debt or at least hospital treatment money when we are seriously ill before we die.

For those who have a mediocre family, life insurance can also help the family of the abandoned. Then, when you pick up and buy life insurance when you're young, this will allow you to earn the premium at the lowest cost.

2. The price of life insurance is too expensive
Life insurance premium costs vary depending on your ability. There are various options that you can buy. Age and reliability factor will determine how much premium you pay. In addition, you can choose the system per year or system per month and the value is flexible, you can add in accordance with your income capabilities.

3. Life insurance policies are all the same
This is what you need to observe that life insurance products can vary and have their own advantages. Therefore, when you will buy a life insurance product, not only the price seen, but also the terms of the life insurance.

4. Housewives do not need insurance
The fact is not like that. When your husband dies then with life insurance, your needs can still be fulfilled even though your partner is no longer available to meet your needs regarding clothing, food, home, and so forth.

5. Buy life insurance is complicated
Now it's not like that anymore because the insurance agents will come to you and explain the details to you. If you are still confused and have questions, no need to hesitate to ask. Therefore, you do not have to bother. In addition, you can access the official website of the insurer you will use.

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Profit Work As A Sharia Insurance Marketer

A Shariah Insurance Marketer, he works in order to mengsyiarkan sharia Islam, his job is lawful and bring blessing and invite people to charity shaleh within the scope of Takaful insurance.

More than that, sharia marketing is not just "work", but he also preaches to the guidance of Allah SWT.

What are the Advantages of Working as a Shariah Marketer when viewed further from the Shariah point of view itself;

1.Purment as a Sharia Insurance Marketer More Noble Than Khumrin Na'am
What is khumrin na'am?
Khumurin naam is a red furred camel which is the symbol of the best possessed by the Arabs at the time of the Prophet SAW.
In the hadith illustrated that inviting others to do good "accord" with the guidance of Allah SWT, will get a "reply" better than "khumrin na'am."
In the insured context, inviting others to be insured by sharia in accordance with the guidance of Islam, is included in "invite others to do good in accordance with the guidance of Allah SWT.
Rasulullah SAW said, "By Allah, if Allah guides one person through you it is better for you than the red camel. (Narrated by Bukhari)
The interpretation of khumrin na'am's meaning according to the hadith scholars:
That is a red (fur / skinned) camel. He is the most precious treasure for the Arabs

2.The Continuous Flow Flows
God will give an unbroken reward to the person who "prospers" others for good, as long as the person practices what we teach.
The concept of goodness in Islam is that every good deed will be rewarded with kindness as well. And prospecting others to be insured by sharia, is a form of inviting others to do good.
In a hadith narrated by Imam Muslim in Sahih Rasulullah SAW said:
"From Abu Hurairah ra, the Messenger of Allah (saws) said: " Whoever asks for a good, he will get the reward as the reward that follows it without reducing the reward of the person in the least. And whoso invites evil, he will get sin as the sins of the people follow him without reducing the sins of the person at all. " (Muslim).

3. "Fadhilah" Silaturahim
Among the consequences of marketing is "must" to do prospects from one person to another, and from one place to another.
The more people prospected and the more places visited, the more "benefits" it receives. So a sharia marketing is someone who most prospects and God willing the most are also clossingnya.
One of the benefits of silaturahim is "field rizkinya" and "long life".
In a hadith Rasulullah SAW said:
From Anas bin Malik ra said that Rasulullah SAW said, "Whoever wants his rizkinya denied and perpetuated his good name, then he should" connect "the ropes of friendship. (Narrated by Bukhari).

4. Bringing Blessings
When there is a transaction (read) clossing against one object, then Allah SWT will give blessing on "clossing process", as long as done by "compliance" with sharia.
Compliance in question must meet at least two criteria;
1.Kejujuran
2.Kejelasan (not gharar)

So that "ujrah" from "clossing" is obtained by marketing, not only worth kosher, but more than that, ujrah is also BERKAH.
In a hadith, Rasulullah SAW said:
From Hakim bin Hizam ra, from Prophet Muhammad SAW that he said, "Two sellers and buyers may do khiyar as long as the two have not separated. If both are true (honest) and explain the state of the goods (traded), then both will be given blessing in jaul belinya. And if both hide and lie, it will be abolished pemelahan sale. (Narrated by Bukhari Muslim)

So for colleagues who have not memarketingkan (mensyarkan) Takaful insurance is now time to start, make the insurance as a part of Islamic economic revival in particular, and Islamic Awakening itself widely.

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