The definition of insurance is to provide protection or protection functions. In insurance education is usually the parent is the owner of insurance. The parents, mom or dad will pay some money as a premium within a certain time. Usually the amount of premium and time will disepakai appropriate products offered by the insurance company.
Educational insurance is recommended to prepare a financial plan to prepare children's school funds for the medium to long term.
The concept of education insurance is actually not much different from the savings plan. Insurance owners will get funds to enter the school every time the child enters a new level of education, in elementary school, junior high school, high school up to university.
Another advantage of following the education insurance is that when the insurance owner (parents) dies, the education fund will still be given to the child who becomes the insured. Some products even offer life insurance benefits as well, if a parent dies, not only the cost of the child's education paid, but there is an additional claim fund for the abandoned child.
Many insurance products to make children's financial education plan easier. Prudential Insurance, Manulife Insurance, Commonwealth, Axa Mandiri, Sinar Mas is an insurance company offering this type of product. Which one is the best? The choice is in yourself. To choose the best insurance products need knowledge and more foresight
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